IBM Global Financial Services

Why wait? Acquire the solutions you need now.
Defer payments until 2017.

IBM finance your entire solutions including hardware, software and services (IBM and non-IBM suppliers).

Budgets are under pressure. You need to create a strategy to manage — or even shrink — necessary expenses while you innovate. Financing is a fast and effective way to meet your business and technology objectives without losing sight of your long-term financial goals.

IBM Global Financing provides the purchasing power to create the competitive advantage and financial stability you need to save, re-invest and innovate. We offer a range of customizable payment plans, with simple contracts, rapid approvals and flexible payment structures.

Flexible leases and loans
Over 30 years, IBM has built a diverse suite of financing services that allows us to provide loans tailored to your specific needs. The foundation of our offerings has remained the same: leases and loans (starting at 5,000 USD) coupled with a full suite of additional services that meet you along every step of your IT lifecycle.
Leases
IBM offer two basic types of leases:

• Fair market value lease
• Full payout lease

Loans
IBM provide loans for hardware, software and services from IBM and other vendors. The benefits include reducing upfront cost outlays, matching your payments to deployment milestones and helping you conserve cash.